A way to say yes to the job today
Clearpay splits a payment into instalments at checkout. The customer pays over time; you receive the full amount up front, with the credit risk sitting with Clearpay rather than with your business.
In BOOKAR it is offered through your Stripe connection, so it appears alongside card payment on online payments without a separate processor to set up or reconcile.
Available as a payment method through your Stripe connection, where you have Clearpay enabled with Stripe.
Clearpay in BOOKAR — at a glance
- For the customer
- Cost split into instalments
- For the garage
- Full amount up front
- Risk
- Carried by Clearpay
- In BOOKAR
- Through your Stripe connection
- Best for
- Unplanned repairs and MOT failures
What it changes on the counter
Most declined work is not declined because the customer disagrees with the diagnosis. It is declined because of when the money is needed.
Split into instalments
The customer pays in instalments over a short period rather than settling the whole repair on the day.
Settled to you in full
Your garage receives the full amount up front through your Stripe account, as with any other payment method.
Not your credit risk
Clearpay carries the risk and handles collection, so nothing is outstanding on your books.
Unplanned bills, absorbed
An MOT failure is rarely budgeted for. Spreading it is often the difference between the work happening now and happening late.
Nothing extra to integrate
It runs through the Stripe connection already configured on your garage.
A recognised option
Clearpay is widely used across UK retail, so it needs very little explaining at the counter.
From the job to Clearpay and back
Four steps, all of them inside the work your team is already doing.
Enable Clearpay with Stripe
Clearpay is switched on as a payment method on your own Stripe account, subject to Stripe's and Clearpay's terms.
Invoice or quote as usual
How you build and authorise the job in BOOKAR does not change at all.
Customer picks it at checkout
Where it is enabled and the customer qualifies, Clearpay appears as an option on the payment page.
Paid and recorded
The payment settles to your Stripe account and BOOKAR marks the job paid.
Why it matters for a workshop
Giving people a way to pay is a service, and it happens to be one that gets vehicles fixed sooner.
- Fewer repairs deferred for cash-flow reasons
- A useful answer to “can I pay it off?” at the counter
- No informal arrangements for your office to police
- Better conversion on unplanned, urgent work
- The full amount settled to you regardless
- A checkout option customers already trust
About Clearpay
Clearpay is the UK brand of Afterpay, one of the largest buy-now-pay-later providers globally. Customers split a purchase into instalments, typically interest-free, with the merchant paid in full up front.
For a garage, it works in the same way as it does in retail: the customer manages the timing, and you are not left carrying a balance.
Visit ClearpayClearpay — the facts
- Type
- Buy now, pay later
- Also known as
- Afterpay outside the UK
- Merchant is paid
- In full, up front
- In BOOKAR
- Via your Stripe connection
Common questions about Clearpay
How is Clearpay different from Klarna?
Both let a customer spread the cost while paying you in full up front. They differ in their instalment structures, their fees and which customers they approve — which is why some garages offer both.
Is there anything for my team to do differently?
No. The job is quoted, authorised and invoiced in BOOKAR exactly as it is today; Clearpay is simply another option on the payment page.
What are the fees?
Clearpay charges the merchant a transaction fee, agreed through your Stripe account. BOOKAR does not add anything on top.
The rest of the stack
BOOKAR connects to the suppliers, data providers and payment platforms a UK garage already runs on.
See Clearpay working inside BOOKAR
Book a demo and we will show you the integration on a real job, using the suppliers and systems your garage already uses. No obligation, and no scripted tour.
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